The best thing you can do if you are experiencing one of these warning signals is to consult an experienced bankruptcy attorney. Doug Wickham can help you determine whether bankruptcy is the right way for you to obtain relief from your debts. Contact him from this site or call him at 919-239-0488. You can usually determine in an initial phone call whether bankruptcy is right for you.
In order to know more specifically how filing a bankruptcy case might help you, consult an experienced bankruptcy attorney. Doug Wickham can help you understand in more detail how a bankruptcy case can help you. Contact him from this site or call him at 919-239-0488.
When you file bankruptcy, everything you own technically becomes property of the bankruptcy estate. HOWEVER, THERE IS AN ARRAY OF EXEMPTIONS WHICH ALLOW YOU TO KEEP ALL, OR AT LEAST MOST OF WHAT YOU OWN. If you have lived in North Carolina for at least 2 years before you file your case, you can keep the property listed below. If you have moved to North Carolina in the last 2 years, Doug Wickham can help you determine how much property you can exempt and keep. Contact him from this site or call him at 919-239-0488.
The most important NC exemptions are:
You can discuss your situation with an experienced and caring bankruptcy attorney by contacting through this site or by calling Doug Wickham at 919-239-0488. Initial consultations are free. An initial phone call can usually clarify whether you should move forward. You should have enough information so that Doug Wickham can understand what you own, what you owe, and what your income situation is. Once Doug Wickham understands the specifics of your situation, he can recommend the best course of action for you. If you decide to file a case, it can be prepared and completed with minimal office contact.
Things that you might bring to your initial consultation: